Illegal Collector Message

The following is an accurate transcription of a message received by my client:

This is a message for Mr. _______

The Call is for Mr. ________. Mr. ________, contact me, Investigator _____.

I am giving a call regarding a case of fraud filed and documented in my office with your name attached to it.

I have been requested to submit a warrant application over to Pinal County, where you may be subject for a warrant for your arrest. I need to hear back from you as this is an open investigation for fraud that pertains to you.

I can be reached at my office, telephone number ____

Again as stated, you are part of an open investigation of fraud contact me directly Investigator __________ at __________.

My client advised me that he believes this debt has been paid and is at least 7 years old.

This message is a violation of the Federal Fair Debt Collection Act law. The most significant violation is the threat of criminal prosecution (“fraud”, “warrant application” “arrest”, “investigation”). This message clearly is a message that would successfully support a claim for damages under the Federal Fair Debt Collection Act that I discussed here

A key issue in making a claim for damages is to locate the person who contacted you. The telephone number has an area code from Southern California, but it is believed at this time that the creditor is not located within the area code. This is how creditors hide, using “spoofed” telephone numbers and fictitious names.

If a collection company is pursuing you with any of the above tactics, you may have a claim that includes a waiver of your debt, payment by the collection company of a statutory fine of $1,000, and payment of the attorneys’ fees and court costs. Please William R. Mettler, Esq. at (480) 580-5025 to discuss a claim against a collection company. As a debtor’s attorney, William R. Mettler, Esq. will provide services necessary to pursue a claim against a collection company just as vigorously as it pursued you.