Attorney at Law
Within five days of first contacting you, a collection company must inform you of: The amount of the debt you owe, The name of the creditor to whom the debt is owed, A statement to the effect that unless the debtor, within thirty days after receipt of the notice, disputes the validity of the debt, … Read more
Debtor’s rights Collection companies pursue debt collection attempt to create a sense of urgency in the debtor by: constantly calling you many times in a single day, constantly calling employers or third parties, or third parties such as your parents, close family, or friends to tell them you have important matters to attend to, Claiming … Read more
As a debtor you have rights. You are protected by both state and federal law. If a collection company violates any state or federal law, you can receive at a minimum $1,000 per violation. Arizona’s fair debt collection practices act as well as Federal law protects your rights as a consumer debtor. They are: The … Read more