Understand Your debt

If you are contacted by a debt collection company, it has the obligation to disclose to you: the amount of the debt you allegedly owe, the source of the debt, and the loan documents that support the debt. The collection company must give you the right to contest the debt.  You have the right to … Read more

The Telephone Consumer Protection Act

The Telephone Consumer Protection Act (the “TCPA”) was passed in 1991 to protect the consumer from constant telemarketing calls.  The TCPA prohibits making telemarketing calls using an artificial or prerecorded voice to a residential telephone without prior express consent or an artificial or prerecorded voice to a wireless telephone number without prior express consent.  If … Read more